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Online Banking


ATM / Credit / Debit

Travel Alert!

SCB has numerous blocking rules placed on certain types of merchants in other states where fraudulent debit card transactions have occurred.  This simply means that the signature-based (credit) option will not work to complete your transaction.  If you choose "debit" and use your PIN, the transaction should process.

EMV cards

SCB debit card customers are issued EMV Cards.  EMV cards, also known as Chip Cards, have an added layer of security when used in chip-enabled terminals that makes counterfeiting them more difficult.

Note- all stores/merchants have not installed chip card readers on their terminals, so you will need to continue to swipe your card at many locations.

Click here to see a video about EMV cards and how to complete an EMV transaction.

As always, please give us a call if you have any questions.

Debit Card Fraud

There has been a recent increase in debit card fraud affecting local consumers and banks.  Certain merchants' processing systems are being hacked, placing your card information in the hands of criminals.  Here are a few common ways that your card information might be compromised:

If you have used your debit card recently at a merchant that has publicly announced a data breach, we suggest that you contact your bank and discuss this with them. The bank may recommend a new debit card with a new number based on your personal circumstances.  Your bank should be happy to order a new card for you at no charge because in doing so it is helping to protect both your interest and the bank’s.

To help limit your exposure to potential fraud, use cash to pay for a purchase at any merchant that has announced a data breach.

We are here to answer any questions you might have about debit card fraud.  Please do not hesitate to call us or stop by to talk with your local banker today.

Credit Cards

SCB customers have the ability to apply for business and consumer credit cards through our partnership with Card Assets. With global purchasing power, these cards are designed to complement the way you live with the benefits you desire.

The Platinum Collection offers three styles to choose from, for either business or consumer accounts.  Each Platinum Collection card offer a great number of benefits.  Click here to see these benefits and compare options to see which card might be best for you!

Platinum Classic – Realize new levels of purchasing power with the Platinum Credit Card.

Platinum Payback – Put your purchases to work for you with our Platinum Payback program.

Platinum Preferred – Features higher spending limits and Platinum Rewards designed to make every dollar count.

The Consumer and Business Platinum Cards also offer:

For more information or to apply, see any SCB associate, or apply online today.
*Full information on what is considered a "qualified purchase" or a "qualified everyday purchase" can be found on the credit card disclosures, which can be viewed at any SCB location.



ATM Locations


Main Office, 111 E. Main Street, Sevierville
Dolly Parton Office, 720 Dolly Parton Parkway, Sevierville
Gatlinburg Office, 961 East Parkway, Gatlinburg
Pigeon Forge Office, 3260 Parkway, Pigeon Forge
Pigeon Forge Satellite Office, 3605 Parkway, Pigeon Forge
Seymour Office, 11403 Chapman Highway, Seymour


Clabough’s Market, 405 Wears Valley Road, Pigeon Forge
Marathon Mart #5, 1415 Parkway, Sevierville
Sammy’s Auto Parts, 3177 Newport Highway, Sevierville
Stewart’s Drug Store, 3120 Parkway, Pigeon Forge
The Ripken Experience, 405 Jake Thomas Boulevard, Pigeon Forge
The Inn at Christmas Place, 119 Christmas Tree Lane, Pigeon Forge


ATM/Debit Card Protection

In the unfortunate event your Debit/ATM card is either lost or stolen, call us immediately. During normal business hours, call (865) 453-6101 to have your situation resolved. After hours, we still have you covered! All you have to do is call our 24-hour line at 1-866-546-8273 immediately to block your card and prevent unauthorized use. With Zero Liability from MasterCard®, you are protected from unauthorized PIN based and also signature based (non-PIN) charges on your SCB MasterCard® Debit Card.

Safety Tips for Debit Card Usage

  1. As your first choice, use signature-based transactions for full MasterCard® Fraud Protection.
  2. Keep your Personal Identification Number (PIN) secret.
  3. Always sign the back of your card.
  4. Do not disclose information about your card over the telephone.
  5. Never disclose information about your card in response to an unsolicited email or request.
  6. Make certain your Internet shopping sites are secure.
  7. Report a lost or stolen card at once.
  8. Review your account for unauthorized transactions – using SCB Online Banking will give you access 24 hours a day from your home or business computer.