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All SCB offices will be closed on Monday, May 27 in observance of the Memorial Day holiday. The SCB family honors and recognizes those brave men and women who have given the ultimate sacrifice in the name of our freedom.

Online Banking


Savings / Money Markets / HSAs

We all know that saving money is smart.  Any successful business owner will tell you that rest comes a little bit easier at night when you know you have a reserve for those unexpected situations.  Come talk with us to see what savings options are available for your business today...we want you to sleep well!

Business Savings
No monthly service charge
$100 minimum deposit to open, No minimum balance requirement
4 Free withdrawals (thrid party or in-person) per statement cycle**
$2 for each additional withdrawal >4
Competitive variable interest rate based on tiers***

Business Money Market

$12 monthly service charge (waived with a $5,000 daily balance)
$5,000 minimum deposit to open
6 Free withdrawals (third party or in-person) per calendar month**
$2 for each additional withdrawal or debit >6

Competitive variable interest rate based on tiers***

Health Savings Account (HSA)
Our HSA's are a great way for employers to provide a benefit to their employees. If you offer a high deductible healthcare plan (HDHP), you can contribute to your employee's HSA in the same manner as a 401-K Plan. It's a great benefit that really makes a difference.

$500 minimum deposit to open
$5 monthly service charge (waived with a $500 daily balance)

Competitive variable interest rate based on tiers***
Note- to qualify for this type of account, employees must have coverage under an HSA qualified, high deductible healthcare plan (HDHP), have no other "first dollar" medical coverage, not be enrolled in Medicare, and not be claimed as a dependent on someone else's tax return.



All SCB Business Savings accounts receive:
Free access to SCB Online Banking
Free Mobile Banking*
Free eStatements
Free access to 24-Hour Automated Telephone Banking at (865) 429-4636 (INFO)  


*       Internet service provider fees and/or mobile carrier fees may apply.
**     Per regulation, third party debits cannot exceed 6 per calendar month.
***   Please contact us for more details.