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Privacy & Security

Rev. October 2016

FACTS WHAT DOES SEVIER COUNTY BANK DO WITH YOUR PERSONAL INFORMATION?
Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  1. Social Security number and Income
  2. Account Balances and Payment History
  3. Credit History and Credit Scores

When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Sevier County Bank chooses to share; and whether you can limit this sharing.

 

Reasons we can share your personal information Does Sevier County Bank share? Can you limit this sharing?
For our everyday business purposes—
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Yes No
For our marketing purposes—
to offer our products and services to you
Yes No
For joint marketing with other financial companies Yes No
For our affiliates' everyday business purposes—
information about your transactions and experiences
No We don't share
For our affiliates' everyday business purposes—
information about your creditworthiness
No We don't share
For nonaffiliates to market to you Yes Yes

 

Questions? Call 865-453-6101 or go to www.BankSCB.com

 

What we do
How does Sevier County Bank protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does Sevier County Bank collect my personal information?

We collect your personal information, for example, when you

  1. open an account or deposit money
  2. pay your bills or apply for a loan
  3. use your credit or debit card

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can't I limit all sharing?

Federal law gives you the right to limit only

  1. sharing for affiliates' everyday business purposes—information about your creditworthiness
  2. affiliates from using your information to market to you
  3. sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

What happens when I limit sharing for an account I hold jointly with someone else? Your choices will apply to everyone on your account.

 

Definitions
Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • Sevier County Bank does not share with our affiliates.
Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • Sevier County Bank does share with nonaffiliated investment service companies so they can market to you.  Sevier County Bank's nonaffiliate is LPL Financial, LLC and Tennessee Valley Asset Management Partners.
Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Sevier County Bank jointly markets with investment companies.

Security

ID Theft Resources

Federal Trade Commission (FTC) Identity Theft
A national resource to help you deter, detect, and defend against identity theft.

Identity Theft Assistance Center (ITAC)
Helpful resources for preventing and detecting fraud and identity theft.

More external resources

No Hats, No Hoods, No Sunglasses

SCB participates in the “No Hats, No Hoods, No Sunglasses” security program at all of our facilities, respectfully asking that you remove these items before entering for the safety of all customers and employees. This is part of a statewide effort to make banks safer for you and for us. By removing hats, hoods and sunglasses when entering the bank, it is easier for police to identify criminals and will create a safer environment for customers and staff. This is a way you can help us stop robberies, fraud and identity theft.